MF 385 Tractor Price 2025 Update – Check Latest Millat Tractors Rates Under Punjab Scheme
The MF 385 Tractor Price 2025 Update has become one of the most discussed topics among Pakistani farmers this season — and for good reason. With the Punjab Government’s latest Green Tractor Scheme Phase-3, thousands of farmers are looking to benefit from massive subsidies on Millat MF 385 models. Whether you’re planning to buy your first tractor or replace an older model, this detailed guide covers everything you need: the latest MF 385 rates, official specifications, subsidy details, installment options, and how to book online.
MF 385 Tractor Price 2025 in Pakistan – Updated Rates
Millat Tractors Limited recently revised its ex-factory prices, and the MF 385 tractor price in Pakistan 2025 is now officially updated for all variants. Below is the latest verified rate list effective for November 2025:
| Model | Horsepower | Price (PKR) | Description |
|---|---|---|---|
| MF 385 2WD | 85 HP | Rs. 4,023,600 | Standard model, best for medium farms |
| MF 385 4WD | 85 HP | Rs. 5,324,940 | Ideal for hilly and wet terrains |
| MF 385 Deluxe 2WD (No Front Weights) | 85 HP | Rs. 4,457,400 | Upgraded comfort and design |
| MF 385 Deluxe 2WD (With Front Weights) | 85 HP | Rs. 4,521,240 | Balanced handling for mounted tools |
| MF 385 Deluxe 4WD (No Front Weights) | 85 HP | Rs. 5,558,640 | Extra traction with deluxe features |
| MF 385 Deluxe 4WD (With Front Weights) | 85 HP | Rs. 5,663,519 | Fully loaded premium variant |
Note: Prices include factory rates only. Freight, registration, and insurance are charged separately at the dealer level.
Punjab Green Tractor Scheme 2025 – Subsidy on MF 385
The MF 385 tractor subsidy Punjab 2025 has created a huge buzz in the agriculture sector. Under Phase-3 of the Punjab Green Tractor Scheme, farmers can now receive a government subsidy of up to Rs. 1,000,000 per tractor depending on horsepower and category.
| Tractor Category | Horsepower Range | Subsidy Range | Eligibility |
|---|---|---|---|
| Small Tractors | 50–65 HP | Up to Rs. 700,000 | Small landholders |
| Large Tractors (Including MF 385) | 75–125 HP | Up to Rs. 1,000,000 | General farmers with valid land record |
The MF 385 85 HP falls in the large tractor category, making it fully eligible for the subsidy. This financial relief has drastically reduced the overall purchasing cost, encouraging modernization of farms across Punjab.
Example – How Much Will You Pay After Subsidy
Here’s a practical example showing how the subsidy lowers the effective cost of your MF 385 purchase:
| Variant | Base Price | Subsidy (Approx.) | Farmer’s Payable |
|---|---|---|---|
| MF 385 2WD | Rs. 4,023,600 | Rs. 1,000,000 | Rs. 3,023,600 |
| MF 385 4WD | Rs. 5,324,940 | Rs. 1,000,000 | Rs. 4,324,940 |
That’s an instant saving of Rs. 10 lakh on each tractor, making it one of the most affordable 85-horsepower machines available through the official scheme.
MF 385 Tractor Installment Plan 2025 (Example)
If you don’t want to pay the full amount upfront, several banks and financing partners — such as Bank of Punjab (BOP), ZTBL, and UBL Agri Loans — are offering easy installment plans. Below is an illustrative example (values vary slightly by bank):
MF 385 2WD Installment Plan (After Subsidy)
- Tractor Price After Subsidy: Rs. 3,023,600
- Down Payment (20%): Rs. 604,720
- Loan Amount (80%): Rs. 2,418,880
- Tenure: 5 years
- Approx. Monthly Installment: Rs. 62,000–66,000
MF 385 4WD Installment Plan (After Subsidy)
- Tractor Price After Subsidy: Rs. 4,324,940
- Down Payment (20%): Rs. 864,988
- Loan Amount (80%): Rs. 3,459,952
- Tenure: 5 years
- Approx. Monthly Installment: Rs. 90,000–95,000
Tip: Always confirm final markup, insurance, and service charges from your bank before signing any installment contract.
Millat MF 385 Latest Model Price & Variants
The Millat MF 385 latest model price depends on variant selection and whether you choose 2WD or 4WD.
- The 2WD model is perfect for flat and irrigated fields.
- The 4WD version offers extra traction for muddy, hilly, and heavy-soil operations.
- Deluxe editions come with upgraded seats, headlights, and better cabin comfort, catering to farmers who prefer style along with performance.
Also Check: MF 260 Tractor Price in Pakistan 2025 – New Subsidy Rate & Booking Details
Massey Ferguson 385 Specifications and Features
Below are the key Massey Ferguson 385 specifications and features that make it one of Pakistan’s best-selling tractors:
| Feature | Details |
|---|---|
| Engine Type | 4-cylinder diesel engine |
| Horsepower (Gross) | 85 HP |
| Torque | ~300 Nm |
| Transmission | Sliding spur, 8 forward + 2 reverse |
| Hydraulic System | Draft and position control for accurate implement handling |
| PTO Power | 70 HP approx. |
| Fuel Capacity | 108 liters |
| Braking System | Oil-immersed multi-disc brakes |
| Clutch Type | Dual clutch (independent PTO operation) |
| Cooling System | Efficient radiator with water cooling |
| Steering Type | Hydrostatic power steering |
| Weight (Approx.) | 2,300 kg (2WD), 2,800 kg (4WD) |
Farmers trust the MF 385 for its rugged design, smooth transmission, and long-term durability. Its compatibility with popular implements like ploughs, rotavators, disc harrows, and sprayers makes it ideal for all types of fieldwork.
Benefits of Buying MF 385 Tractor in 2025
- High Performance: 85 HP engine ensures power for deep tillage and heavy loads.
- Fuel Efficiency: Optimized engine design gives more work per liter.
- Affordable After Subsidy: Punjab’s support drastically reduces ownership cost.
- Easy Spare Parts: Millat’s nationwide network ensures quick service.
- Strong Resale Value: Even after years of use, MF 385 retains excellent resale worth.
- Finance Options: Available through leading banks with flexible plans.
- Reliable in All Terrains: From dry lands to hilly fields, performance remains consistent.
How to Book MF 385 Tractor Online in Pakistan
The MF 385 booking online Pakistan process is simple under the new digital system introduced by Millat and Punjab Agriculture Department.
Step-by-step guide:
- Visit the official GTS Punjab portal or your nearest Millat Tractors dealer.
- Choose your preferred variant (2WD or 4WD).
- Fill out the application form and upload your CNIC, land ownership proof, and bank details.
- Wait for verification and balloting confirmation.
- Once approved, deposit your booking amount or bank-financed down payment.
- Collect your tractor from the assigned dealership after delivery notification.
This digital process has made booking more transparent and convenient for farmers across Punjab.
Millat MF 385 Tractor New Rates November 2025
According to market reports, the Millat MF 385 tractor new rates November 2025 have remained steady since the mid-year adjustment. Dealers confirm that prices are likely to stay stable until the next government update or material cost fluctuation. However, due to high demand during the Punjab Scheme Phase-3 distribution, short waiting periods may apply for delivery.
Maintenance Tips for MF 385 Owners
- Always use genuine Millat/Perkins filters and oils.
- Keep radiator and air cleaner dust-free for better engine cooling.
- Check hydraulic oil regularly for smooth implement operation.
- Use proper tyre pressure according to field type.
- Perform routine service every 250 hours to maintain fuel efficiency and power.
Why Farmers Prefer MF 385 Over Other Tractors
- Trusted Brand: Millat Tractors is Pakistan’s leading manufacturer, known for its build quality.
- Proven Durability: Runs efficiently for decades with proper care.
- High Torque: Ideal for ploughing and heavy-duty farm operations.
- Easy Financing: Accepted by all banks and agri loan programs.
- Strong Community Reviews: Respected and recommended by rural farmers nationwide.
Also Check: Buraq Tractor Price in Pakistan November 2025 – New Models, Fresh Rates & Farmer Financing Offers
Frequently Asked Questions (FAQs)
1. What is the MF 385 Tractor Price 2025 in Pakistan?
The current MF 385 Tractor Price 2025 is around Rs. 4,023,600 for 2WD and Rs. 5,324,940 for 4WD models.
2. Is MF 385 eligible for Punjab’s subsidy scheme?
Yes, MF 385 (85 HP) qualifies under the Punjab Green Tractor Scheme 2025, offering subsidies of up to Rs. 1,000,000.
3. How can I apply for subsidy on the MF 385 tractor?
Visit the official Punjab Agriculture Department portal, fill out the form, attach land documents and CNIC, and wait for approval through balloting.
4. Can I buy MF 385 on installment?
Yes, major banks like BOP, ZTBL, and UBL offer installment plans with 20% down payment and 3–5-year tenures.
5. What are the main specs of the MF 385?
It offers an 85 HP diesel engine, power steering, heavy-duty transmission, 108L fuel tank, and efficient hydraulics.
6. Which version is better: 2WD or 4WD?
2WD is best for general farming, while 4WD offers more grip and performance on uneven or muddy fields.
7. Where can I find spare parts for MF 385?
All authorized Millat dealers and service centers across Pakistan provide original parts and technical support.
8. What is the resale value of MF 385?
Very strong — MF tractors maintain high resale demand due to durability and nationwide service support.
Conclusion
The MF 385 Tractor Price 2025 reflects both quality and reliability from Millat Tractors — a brand trusted for generations in Pakistan. With the Punjab Green Tractor Scheme 2025, farmers can save up to Rs. 10 lakh, making this powerful 85 HP tractor more affordable than ever. Whether you buy it through direct cash or an installment plan, the MF 385 guarantees long-term performance, easy maintenance, and unmatched resale value.
If you’re planning to modernize your farm this year, the Millat MF 385 is undoubtedly one of the smartest investments you can make in November 2025.
