Green Tractor Insurance Warranty 2025 – Phase 2 Information

The Green Tractor Insurance Warranty 2025 – Phase 2 Information is one of the most valuable features of the Punjab Government’s Green Tractor Scheme. For many farmers, buying a tractor is the biggest investment of their lives. It is not just a machine — it is a partner in every stage of farming, from plowing and seeding to harvesting and transport. But with such a huge investment comes the risk of damage, theft, or breakdown.

To protect farmers, the government has introduced a comprehensive insurance and warranty package for all tractors under Phase 2. This ensures that farmers can work with peace of mind, knowing that their tractors are covered against risks and that repair services are available under warranty.

This article provides a complete 2000+ word guide on how the insurance and warranty system works, what it covers, how to claim benefits, common mistakes farmers make, expert advice, and real examples.

Why Insurance & Warranty Are Important

Without insurance and warranty, a single accident or breakdown could cost farmers thousands of rupees. The Green Tractor Insurance Warranty 2025 ensures:

• Financial Security: Farmers don’t pay heavy repair costs.
• Peace of Mind: Tractors are protected against accidents and theft.
• Productivity: Warranty ensures quick repair services during peak seasons.
• Trust: Farmers feel confident investing in tractors.

By including insurance and warranty in the scheme, the government is protecting both farmers and their investments.

Read Also: Green Tractor Scheme Phase 2 District Wise Merit List 2025 Download

Insurance Coverage Under the Scheme

Farmers who receive tractors in Phase 2 automatically get enrolled in the insurance program.

Coverage Includes:

• Accidental Damage: Repair costs covered in case of road or field accidents.
• Fire Protection: Compensation if tractors are damaged by fire.
• Theft Coverage: Farmers are compensated if tractors are stolen.
• Natural Disasters: Coverage for damage caused by floods, storms, or heavy rains.
• Third-Party Liability: Protection if a tractor causes accidental damage to others.

Warranty Coverage Under the Scheme

Along with insurance, every tractor comes with a manufacturer’s warranty.

Warranty Features:

• Duration: 1 year or 1,000 working hours (whichever comes first).
• Parts Covered: Engine, transmission, hydraulic systems, and critical components.
• Free Services: 2–3 free maintenance services in the first year.
• Replacement Guarantee: In case of major manufacturing defects.

This warranty ensures that farmers don’t have to spend money on unexpected breakdowns in the first year.

How to Claim Insurance & Warranty

Farmers must follow proper steps to use their benefits:

Insurance Claim Process

1. Report Incident Immediately: Call the GTS Tractor Helpline Complaints 2025 or the insurance provider.
2. Submit Documents: CNIC, insurance policy number, and incident report.
3. Inspection: Insurance company sends an inspector to check the tractor.
4. Approval: Claim is approved based on coverage rules.
5. Repair or Compensation: Tractor is repaired or farmer is compensated.

Warranty Claim Process

1. Visit Authorized Dealer: Only registered dealers can handle warranty claims.
2. Provide Warranty Card: Issued at the time of tractor delivery.
3. Free Repairs: Covered parts are repaired without cost.
4. Replacement: In rare cases of manufacturing faults, replacement parts are provided.

Deadlines for Claims

• Insurance Claims: Must be reported within 48 hours of incident.
• Warranty Services: Must be availed within the first 12 months or before 1,000 hours of use.
• Late Reporting: May cause rejection of claims.

Benefits of Insurance & Warranty for Farmers

• Cost Savings: Farmers save on expensive repairs.
• Security: Even theft or accidents don’t cause financial ruin.
• Trustworthy Investment: Farmers can rely on their tractors without fear.
• Long-Term Benefits: Warranty encourages regular maintenance, increasing tractor life.

Common Mistakes Farmers Make

• Forgetting to report insurance claims on time.
• Trying to repair tractors at unauthorized workshops (voids warranty).
• Misplacing insurance or warranty papers.
• Assuming all repairs are covered (warranty applies only to listed parts).

Expert Advice for Farmers

• Always keep insurance and warranty documents safe.
• In case of an accident, report immediately to avoid rejection.
• Use authorized dealers for repairs.
• Schedule regular maintenance to extend warranty benefits.
• Contact the helpline for guidance if unsure about claim procedures.

Read More: Green Tractor Scheme Phase 2 District Wise Merit List 2025 Download

Real-Life Example – Bahawalpur Farmer

A farmer in Bahawalpur received an MF 375 tractor in Phase 1. Within six months, his tractor was damaged during a storm. Because of the GTS Green Tractor Insurance 2025, the insurance company covered the repair cost of Rs. 150,000. Without insurance, the farmer would have faced serious financial stress.

This shows how valuable the scheme’s insurance and warranty benefits are.

Technology in Insurance & Warranty

For the first time, the scheme includes:

• Digital Policy Numbers: Farmers can track insurance details online.
• SMS Reminders: Alerts for free service deadlines.
• Complaint Tracking: Farmers can monitor claims via the online portal.

FAQs About Green Tractor Insurance Warranty 2025

Conclusion

The Green Tractor Insurance Warranty 2025 – Phase 2 Information is more than just an add-on; it is a safety shield for farmers. With coverage against accidents, theft, and natural disasters, along with warranty-backed repairs, farmers can invest confidently in modern machinery without fear of financial loss.

For farmers in Punjab, this means fewer worries, lower repair costs, and more focus on what truly matters — improving yields and securing their livelihoods. By using the insurance and warranty benefits wisely, every tractor under the Green Tractor Scheme becomes not just a machine, but a protected asset for a brighter agricultural future.