CM Punjab Himmat Card Program 2025 – Step by Step Guide
The CM Punjab Himmat Card Program 2025 is one of the most progressive and inclusive welfare projects introduced by the Punjab Government. It is specifically designed to empower persons with disabilities (PWDs) by giving them not just financial assistance but also dignity, independence, and equal opportunities.
For years, disabled citizens in Punjab struggled with poverty, lack of jobs, limited access to assistive devices, and social exclusion. The CM Punjab Himmat Card Program 2025 directly addresses these challenges by providing a quarterly stipend of Rs. 10,500 through a modern, transparent ATM card system.
Unlike traditional welfare aid, this initiative is unique because it combines technology, transparency, and empowerment. It ensures that every eligible person with a disability receives timely financial support without depending on middlemen or facing corruption.
This article provides a complete step-by-step guide to the program, including eligibility criteria, registration process, benefits, women’s quota, payment details, and real-life impact stories.
Why the Himmat Card Program Was Launched
Disability does not mean inability, but without proper support, persons with disabilities often face:
- Lack of financial independence
- Dependence on family members for basic needs
- Barriers in education and job opportunities
- Exclusion from social and economic life
According to official data, millions of Pakistanis live with disabilities, many of them in Punjab. They form a significant part of society, yet most remain unemployed and financially dependent.
The Punjab Government decided to change this narrative. By introducing the Punjab Disabled Support Program and the Himmat Card initiative, the government aims to bring people with disabilities into the mainstream by giving them aid, tools, and opportunities.
Vision and Objectives of CM Punjab Himmat Card Program 2025
The program has clear objectives:
- Direct Financial Relief
- Provide Rs. 10,500 every three months to support daily needs.
- Dignity Through Technology
- Introduce ATM-enabled cards so beneficiaries can withdraw money themselves.
- Women Empowerment
- Reserve 30% quota for women with disabilities, supporting widows, students, and single mothers.
- Transparency
- Digital systems ensure payments reach the right people without corruption.
- Social Inclusion
- Make disabled persons active contributors to society rather than dependent individuals.
CM Himmat Card Program Eligibility 2025
Not everyone can apply. To maintain fairness, the government has set clear Himat Card Eligibility rules:
- Must be a resident of Punjab.
- Must have a valid CNIC or B-Form issued by NADRA.
- Must hold a disability certificate verified by a government hospital or authority.
- Belong to a low-income household.
- Not already receiving large-scale financial aid under another major scheme.
Women Quota
A special 30% quota has been reserved for women. This ensures female PWDs get equal representation and support.
Priority is given to:
- Widows with children
- Female students
- Single mothers with disabilities
Registration Process – CM Himmat Card Program 2025
CM Punjab Himmat Card Program Registration 2025 is simple and digital. Follow these steps:
The registration process is simple, digital, and transparent.
Step 1: Visit the Portal
- Go to the official website: www.dpmis.punjab.gov.pk/register
- ADWC Online Registration Portal: Click here
Step 2: Fill Out the Application Form
Provide:
- CNIC/B-Form number
- Name, father’s name, contact information
- Address and disability details
Step 3: Upload Documents
- Copy of CNIC
- Disability certificate issued by a DHQ/THQ hospital
- Recent passport-size photo
Step 4: Verification
- Information cross-checked with NADRA database.
- Social Welfare officers may visit for confirmation.
Step 5: Approval and Card Collection
- Once approved, you’ll get an SMS.
- Collect your Himmat Card from the designated bank.
- Withdraw your stipend directly from ATMs.
Program Rollout: Phases
The program is being implemented in phases:
- Phase I: 40,000 cards issued to eligible beneficiaries.
- Phase II: 25,000 more beneficiaries added.
This makes a total of 65,000 persons with disabilities who will receive support.
CM Punjab Himmat Card Program Benefits 2025
The CM Punjab Himmat Card Program Benefits 2025 provide financial aid, dignity, and independence for persons with disabilities in Punjab.
1. Quarterly Financial Stipend
- Rs. 10,500 every three months.
- Helps with food, medicines, education, and transport.
2. ATM Card Access
- Himmat Card can be used at any ATM across Punjab.
- Beneficiaries enjoy independence and financial dignity.
3. Women Empowerment
- Reserved quota ensures no woman with a disability is left behind.
4. Transparency
- No middlemen; direct digital transfers ensure full payments.
5. Social Inclusion
- Disabled persons gain confidence by managing their own finances.
Why the Himmat Card is a Game-Changer
This program is different because it:
- Introduces modern financial solutions (ATM cards) for welfare.
- Provides regular support instead of one-time aid.
- Reserves a special quota for women.
- Directly benefits 65,000 citizens in Punjab.
It is a model program that can be replicated across Pakistan.
Real-Life Impact Stories
Ali’s Story – Education Supported
Ali, a university student with mobility issues, received his Himmat Card in Phase I. With the stipend, he pays for transport and study materials. “For the first time, I feel independent,” he says.
Fatima’s Story – Widow Empowered
Fatima, a disabled widow, supports two children. The women’s quota allowed her to register quickly. Her stipend goes directly into her ATM card. “I no longer wait for charity. This card gives me respect.”
Aslam’s Story – Confidence Restored
Aslam, unable to work due to a disability, was among the first beneficiaries. His family used to struggle with medical costs. The Himmat Card stipend now covers medicines, giving relief to his household.
Common Issues & Solutions
- CNIC expired? → Update it at NADRA.
- No disability certificate? → Get one from a DHQ/THQ hospital.
- Application delayed? → Track status online using CNIC.
- ATM difficulties? → Helpline and bank support staff are available.
Social & Economic Impact
The program’s benefits go beyond individuals:
- Reduces poverty in thousands of households.
- Boosts employment by enabling financial independence.
- Promotes equality, as disabled persons become recognized citizens.
- Encourages other provinces to launch similar schemes.
FAQs about CM Punjab Himmat Card Program 2025
Q1. How much stipend is given?
Rs. 10,500 every three months.
Q2. Who can apply?
Any disabled resident of Punjab with a CNIC and disability certificate.
Q3. What is the women’s quota?
30% reserved for women with disabilities.
Q4. How do I apply?
Online at www.dpmis.punjab.gov.pk/register.
Q5. When will payments start?
Payments are already rolling out in September 2025.
Conclusion
The CM Punjab Himmat Card Program 2025 is more than just welfare—it is a movement for dignity and independence. By combining quarterly financial aid, ATM-enabled cards, and a special women’s quota, the program ensures that disabled persons in Punjab are no longer left behind.
It proves that when the government invests in its people, society becomes stronger and more inclusive. With 65,000 beneficiaries across Punjab, this program is giving hope to thousands of families.
👉 If you or someone you know is eligible, apply today at www.dpmis.punjab.gov.pk/register and take the first step toward independence.