Big Relief for Farmers: 12 Types of Modern Agricultural Machinery on 0% Markup Under Punjab’s New High-Tech Scheme

Punjab’s farmers have finally received the good news they’ve been waiting for. In a groundbreaking move to modernize agriculture and support the rural economy, the Government of Punjab has officially launched a revolutionary program that provides 12 types of Modern Agricultural Machinery on 0% markup.

Under the newly announced Punjab High-Tech Farm Mechanization Program 2025, farmers can now access interest-free loans up to PKR 30 million to purchase cutting-edge agricultural equipment — a first-of-its-kind initiative that brings global-level technology right to Pakistan’s fields.

Empowering Farmers with Modern Tools

For decades, Punjab’s farmers have relied heavily on outdated, labor-intensive techniques. The lack of affordable machinery often forced small and medium-scale farmers to depend on manual methods, leading to low yields and post-harvest losses. Recognizing this long-standing issue, Chief Minister Maryam Nawaz Sharif has launched the Maryam Nawaz Agriculture Initiative, aiming to empower farmers with Modern Agricultural Machinery and improve both productivity and profitability.

Through this scheme, farmers will not only receive interest-free financial assistance but also be connected to international suppliers and local manufacturers producing world-class equipment. The program has opened the door for farmers to adopt machines that can harvest, seed, spray, and process crops faster and with greater efficiency than ever before.

Read More: Punjab Launches High-Tech Farm Mechanization Financing Program 2025 

12 Types of High-Tech Machinery Covered

According to the official announcement, the scheme includes 12 advanced agricultural machines designed to support every stage of cultivation and harvesting. The list features:

1. Wheat Combine Harvester
2. Orchard Air-Blast Sprayer
3. Rice Planter
4. Multi-Crop Planter
5. Straw Baler
6. Maize Cob Harvester
7. Silage Harvester
8. Orchard Pruner
9. Nursery Machine
10. Rice Harvester
11. Laser Land Leveler
12. Rotavator

Each machine has been selected based on its utility and demand in Punjab’s agricultural zones. These tools are sourced from leading manufacturers in China, Japan, Turkey, Spain, Brazil, Belarus, England, and the USA, ensuring international standards and durability.

Interest-Free Loan Facility for Farmers

The financing model of this initiative makes it truly remarkable. Through the Interest-Free Loan Scheme Punjab, applicants can obtain loans of up to PKR 30 million to purchase machinery without paying any interest.

The repayment structure is farmer-friendly:

• Six-month grace period before the first payment
• Five-year total repayment time divided into 20 equal quarterly installments
• 20% equity contribution from the applicant (the remaining 80% covered by the loan)

The Bank of Punjab is the official financing partner, and the entire application process is handled digitally through the cmhightech.punjab.gov.pk portal.

This means no middlemen, no hidden costs, and no long queues — farmers can apply online, upload documents, and track their application status with full transparency.

Who Can Apply for the Scheme

The program is open to:

• Farmers owning at least 5 acres of cultivable land
• Service providers registered with the Agriculture Department who offer farming services
• Entrepreneurs planning to invest in agri-based ventures

Applicants must be residents of Punjab, aged between 21 and 65 years, and possess a valid CNIC. They must also have a clean credit record and the ability to contribute 20% of the machinery cost upfront.

The government has ensured a thorough verification process to make sure the facility reaches genuine farmers and agri-business operators.

How to Apply – Step-by-Step Process

1. Visit the official website cmhightech.punjab.gov.pk.
2. Click on “Apply Now” and select your applicant type (Farmer / Service Provider / Entrepreneur).
3. Fill out the required personal and contact information.
4. Upload documents such as CNIC, land ownership record, and bank details.
5. Choose the machinery type you wish to finance.
6. Pay the Rs. 5,000 processing fee and submit your form.
7. After verification, the bank will contact you for final approval.

Once approved, the farmer deposits their 20% equity, and the government disburses the remaining 80% directly to the authorized machinery supplier.

A Digital Leap for Punjab’s Agriculture

The Punjab High-Tech Farm Mechanization Program 2025 represents a huge leap toward digital governance and smart agriculture. By moving the entire process online, Punjab has eliminated the need for manual paperwork and office visits. Every application, verification, and payment is tracked electronically — ensuring transparency, efficiency, and accountability.

This is also the first time farmers in rural districts can apply for such large-scale financing from their mobile phones or local computer centers, bridging the gap between urban and rural access to government services.

The Broader Vision – Mechanization for Growth

The Punjab Government’s broader vision behind this scheme is to achieve mechanized farming on a mass scale. The introduction of Modern Agricultural Machinery means farmers will spend less time on manual labor and more on productive operations.

Officials from the Punjab Agriculture Department stated that the goal is to increase crop yield, minimize post-harvest losses, and improve soil management. Mechanized farming will also reduce the cost per acre, enabling small farmers to compete with commercial farms.

Experts believe that this initiative could raise overall agricultural productivity by 30–40% within the next five years — a massive boost for both local food security and the provincial economy.

Global Collaboration for Local Progress

One of the program’s most exciting aspects is its collaboration with eight global manufacturing countries. Machinery from Japan, Turkey, China, Brazil, and others is being offered under a government-approved supplier list, guaranteeing farmers access to authentic and durable equipment.

This move also promotes technology transfer, allowing local companies to learn from global engineering practices and eventually start manufacturing advanced machinery in Pakistan.

Read More: cmhightech.punjab.gov.pk Login 2025

Maryam Nawaz’s Message to Farmers

While unveiling the initiative, Chief Minister Maryam Nawaz Sharif described it as a “revolution for Punjab’s farmers.” She emphasized that agriculture remains the backbone of Punjab’s economy, and it is time to empower farmers with technology, not just subsidies.

She also promised that this was just the beginning — the government plans to launch more programs under the Maryam Nawaz Agriculture Initiative focused on irrigation management, seed innovation, and export-driven crop production.

Farmers’ Reaction and Future Expectations

The reaction from Punjab’s agricultural community has been overwhelmingly positive. Farmers are calling this a “true relief scheme” that will help them escape debt traps and replace outdated equipment.

Local agricultural chambers have also hailed the scheme as a turning point for smallholders, predicting that the easy access to Modern Agricultural Machinery will raise productivity and create new rural jobs in machinery operation, maintenance, and transport.

Conclusion

Punjab’s High-Tech Farm Mechanization Program 2025 is more than a loan facility — it’s a gateway to progress. By providing 12 categories of Modern Agricultural Machinery on 0% markup, the government has paved the way for smarter, more profitable, and globally competitive farming.

With the help of cmhightech.punjab.gov.pk, every farmer now has equal access to world-class technology — from combine harvesters to orchard pruners — all backed by the Interest-Free Loan Scheme Punjab. This initiative truly embodies Maryam Nawaz Sharif’s vision of a modern, mechanized, and self-reliant Punjab, where technology and opportunity reach every farmer’s doorstep.